Should I buy it?

A calm second opinion before you spend.

Tune what matters to you

Each slider sets how much that factor counts toward your verdict.

Drag a slider right to make that factor matter more. The percentages always add up to 100%.

Affordability30%

How big this is compared with your monthly income.

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Budget fit30%

How big this is compared with the money you have left after expenses.

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Productive impact30%

How much real use or value it adds to your life.

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Impulse check10%

Purchases you've considered longer score higher than spur-of-the-moment ones.

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The item

Tell us a little about what you're considering.

How often do you pay?

Your verdict will appear here

Enter a price to see your verdict.

Or invest it instead

What if you held off?

See what this money could become if you invested it instead.

Time horizon

Enter a price to see what investing it could earn.

Add an item name and price to save it for later.

No saved decisions yet. Save one to give yourself a calm cool-off.